AN ORDINANCE RATIFYING THE LOAN AGREEMENT DATED JUNE 28, 2022 IN THE AMOUNT OF ONE HUNDRED THIRTY EIGHT MILLION PESOS (PHP138,000,000.00) SIGNED AND EXECUTED BETWEEN THE MUNICIPALITY OF BULALACAO, ORIENTAL MINDORO REPRESENTED BY HONORABLE ERNILO C. VILLAS, MUNICIPAL MAYOR AND THE LAND BANK OF THE PH